FIRST-TIME BUYER DEPOSIT PLANNING
FundFirst helps you explore how property prices, income and wider economic conditions shape your deposit position.
The deposit falls within the shorter saving range.
The deposit may require a longer saving period.
The deposit falls beyond the current saving range.
Add the property price, annual income and current economic conditions.
Your scenario is analysed by the FundFirst model.
Receive a clear result and see how strongly the model favoured each classification.
A saving-time estimate can tell you how long a deposit may take. FundFirst goes further by turning the scenario into a clear feasibility classification and showing how strongly the model favoured each possible result.
FundFirst gives you a useful starting point, but it cannot capture every part of buying a home.
FundFirst uses housing-market and earnings data and does not account for your credit history, existing savings or full personal circumstances.
Individual lender criteria, affordability tests, product fees and mortgage requirements are outside the model.
Property prices, earnings and interest rates can change over time, so results may differ as conditions change.
FundFirst focuses on deposit feasibility and does not replace a lender affordability assessment.